Jai brings over 20+ years of rich experience in corporate lending and treasury operations, gained through his successful tenure at Citibank, where he worked closely with large corporates and institutional clients across diverse industries. His experience spans credit evaluation, structured financing, cash management, and balance sheet optimization, giving him a strong command over both financial strategy and execution. As a seasoned financial consultant, Jai has built a solid foundation in strategic planning, financial structuring, and business development. He is known for his ability to translate complex financial requirements into practical, scalable solutions, helping businesses strengthen liquidity, optimize capital structures, and drive sustainable growth. Today, as the Managing Partner of Niraga Capitals, Jai plays a pivotal role in shaping the firm’s comprehensive service offerings across investment banking, capital advisory, and strategic finance. His deep industry insight, disciplined approach, and visionary leadership continue to be instrumental in driving Niraga’s growth, building long-term client relationships, and delivering consistent value-driven outcomes for founders, corporate, and investors alike.